Documents · Signet
Goods · Crest
Merchants · Aval
Financial crime · Assay
Zorvx by N23 Digital Technologies

Trust infrastructure for regulated commerce.

Four products. One thesis. Every transaction that crosses a border, a regulator, or an untrusted counterparty needs verifiable proof — of the document, of the good, of the merchant, of the transaction. Zorvx builds that proof layer.

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00 · Thesis

Regulation, cross-border trade, and digital fraud are all moving in the same direction. Every actor in a transaction — the paper, the product, the merchant, the money — is being asked to prove itself. Zorvx makes that proof cryptographic, portable, and cheap to issue.

01 · Products

Four marks. Four objects of trust.

Signet by Zorvx

In production since 2020

Verifiable documents at institutional scale.

The document verification infrastructure that powers every Zorvx product — and stands on its own as a productised platform. Issue immutable, tamper-evident records for certificates, IDs, insurance policies, KYC documents, and government filings. Recipients verify with a single scan; regulators query a full audit trail.

Immutable issuance and audit trail·One-scan public verification·SDK and API for issuers·Regulator dashboard
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Crest by Zorvx

In pilot · GA 2027

The trust layer for goods crossing borders.

A cryptographic identity for every SKU, printed on the product and anchored on chain. Purpose-built for the EU Digital Product Passport rollout and equivalent regimes in GCC, India, and beyond. Sits above your ERP and print stack — no rip-and-replace.

Cryptographic identity per SKU·ESPR-aligned data schemas·Regulator-facing audit trail·ERP and thermal-print integrations
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Zorvx Aval

In production

Merchant risk intelligence for the payments ecosystem.

Purpose-built for PSPs, acquirers, and card networks — the risk teams who need to know a merchant is legitimate before they process, and stays legitimate after. Aval combines pre-onboarding due diligence, business classification, transaction-laundering detection, and ongoing risk scoring into a single underwriting signal your team can act on. Previously PayLegit.

Pre-onboarding due diligence·Website scan & classification·Transaction-laundering detection·Continuous monitoring
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Zorvx Assay

GA · Zorvx flagship

The complete AML operating stack, in five modules.

An end-to-end anti-money-laundering platform for banks, fintechs, and PSPs. The full AML lifecycle — customer due diligence, screening, transaction monitoring, case investigation, regulatory reporting — distilled into a coherent five-module stack that deploys as one or piece-by-piece. Built for the MLRO who wants fewer vendors and a single audit trail.

01 · Customer due diligence & KYC02 · Screening & adverse media03 · Transaction monitoring04 · Case management05 · Regulatory reporting
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02 · Infrastructure

Every Zorvx product runs on the same verification engine.

Signet is not only a product — it is the trust primitive underneath all four. Documents, goods, merchants, and transactions all resolve to the same signed record, on the same chain, verifiable through the same rail. That shared foundation is eight years and $7.35 billion in the ground.

$7.35B

Financial assets secured

59M+

Documents issued

70+

Enterprise implementations

In production with·Kotak Mahindra Bank·Hindustan Petroleum·Shriram Finance·Govt. of Maharashtra·DSCI·NASSCOM·RBI Innovation Hub
03 · Who builds on Zorvx

Six buyer motions.

Manufacturers & exporters

Meeting the EU Digital Product Passport and equivalent regulatory regimes without re-plumbing the shop floor.

Regulators & ministries

Issuing verifiable state documents — permits, licenses, health passes, land records — at national scale.

Banks, PSPs & acquirers

Onboarding merchants faster with automated risk screening and running AML operations on a single audit trail.

Insurers

Verifying policy documents, claim evidence, and insured-asset provenance across geographies.

Professional bodies

Issuing tamper-evident credentials and licences members carry across employers and borders.

Trade & logistics

Anchoring bills of lading, certificates of origin, and inspection reports on a shared verification rail.

04 · Why we exist

Every cross-border transaction eventually runs into the same wall: nobody can prove who anyone really is. Not the merchant, not the document, not the counterparty on the other side of the wire. So the whole system compensates with friction — manual review, redundant paperwork, weeks of delay — because trust has no cheaper substitute.

We think that's a solvable problem, not a permanent tax on commerce. Zorvx exists to make identity, documents, and risk verifiable at the infrastructure layer — so a bank, a regulator, or a trading partner can trust a claim the moment it's made, not weeks later after someone manually checks it.

That's the whole bet: build the trust rail once, correctly, and let every product — Signet, Crest, Aval, Assay — run on top of it.

Design partners · 2026

Pick the mark you need. We'll ship the rest.

Book a 20-minute intro call and we'll walk through which Zorvx products fit your stack.

Or write directly · hello@zorvx.com